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Madraximova , G. and Safarova , N.G. qizi 2023. INNOVATIVE BANKING SERVICES IN COMMERCIAL BANKS IMPORTANCE OF DEVELOPMENT. “YANGI O‘ZBEKISTON TARAQQIYOT STRATEGIYASI – TALABALAR NIGOHIDA”. Mavzusidagi talabalar ilmiy-amaliy konferensiyasining maqolalar toʻplami. (Apr. 2023), 51–53. DOI:https://doi.org/10.55439/NEWUZB/2023/a13.